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CSIDC Insurance


This insurance scheme has been started to ensure term life insurance (TLI) of the staffs working in Cottage and Small Industries Development Committee. There is a provision of issuing payment of TLI to the staffs of this committee upon their retirement, resignation or deaths. Participants from this committee deposit Rs 200 each from their side and the same amount of money is added by the Government of Nepal. Thus they deposit Rs 400 per month on regular basis.

Interest Rate

Scheme Interest
ESG Retirement Fund (Deposit) 7.5%
ESG Retirement Fund (80% Loan) 9%
Housing Loan 9.5%
Easy Loan 10%
Insurance Fund (Civil Service) 6.5%
Insurance Fund (Teachers) 6.5%
Insurance Fund (NARC) 6.5%
Insurance Fund (Nepalese Army) 6.5%
Insurance Fund (Armed Police Force) 6.5%
Insurance Fund (Nepal Police) 6.5%
Citizen Unit Scheme (Individual) 8%
Citizen Unit Scheme (Corporate) 8%
Investors A/C Scheme As per income
Gratuity Fund Scheme As per income